Rent vs buy
Compare the cumulative cost of renting with the net cost of buying over the years you realistically expect to stay in the property.
Renting is cheaper in this scenario
PKR 9,673,138 difference
Buying cost nets off equity at exit but includes down payment, instalments and holding costs. Scenario modelling only.
Assumptions
Example: PKR 2.5 Crore at a 30% down payment over 15 years is modelled above as a starting point. Adjust every input for your own case. All tools are estimates for planning and are not financial advice.
Questions
Compare the cumulative cost of renting with the net cost of buying over the years you realistically expect to stay in the property. Start from the example modelled on this page, then replace every input with the figures for the property you are actually considering.
No. All Properties Pak tools are estimates for planning only and are not financial advice. Rates, taxes and charges change — confirm current figures with your lender, lawyer or tax advisor before committing.
Short horizons usually favour renting once transfer taxes and exit costs are included.
Related reading
Calculation only gets you so far — documentation, area choice and carrying cost decide the outcome.